The Audit – Explainable AI in AFC

September 2025

Agentic AI is going to change your AML investigations

Robert Schmuck

VP of Product, AML

This month we’re cutting through the hype on agentic AI for financial crime and compliance.

In our comprehensive new Hawk Guide to Agentic AI for Financial Crime and Compliance Leaders, we explain exactly how agentic AI will help compliance teams to:

Dramatically reduce investigation time

Improve the quality and consistency of documentation

Produce more accurate, defensible decisions

Agentic does this because it gives you access to:

Data gathering agents automatically pulling data from multiple sources

Typology agents analyzing data against thousands of known patterns

Narrative agents creating regulatory-compliant SAR first drafts

It's a good time to get up to speed, because next month we’ll be bringing you the results of a major new survey on agentic AI. We asked compliance leaders in banking if they believe that agentic AI will fundamentally affect their organization.

“Yes — it will lead to a major shift in how work is done” is by far the most popular response so far. More on that next time.

👉 To read more and get the full guide, click here.

Hawk’s AML AI Overlay wins Datos Award

Hawk's AML AI Overlay is delivering results for global financial institutions, cutting false positives by 97% and doubling true positive detection.

The biggest win of all? It does all this without needing the FI to replace its existing AML system.

This is why we were recently announced as winners of a Datos Impact award for Best AML Transaction Monitoring Innovation.

“Hawk doesn’t just offer AI," said Chuck Subrt, Practice Director, Fraud & AML at Datos Insights. "It delivers it in production. Rather than simply providing algorithms, the company fully operationalizes AI through automated model pipelines, built-in governance, and seamless integration, enabling institutions to deploy it efficiently and at scale.”

👉 Read the case study here.

FRAML

Banks Can’t Ignore the ROI of FRAML

Banks can save $5 million by converging fraud and AML. That’s the finding of our Hawk-Celent report, which found that 50% of mid-sized banks that have integrated these functions have seen savings of $5m. 41% of banks that are beginning the convergence journey expect to see $1-5m in cost reductions over five years.

The data is compelling if you're building a business case for AML-Fraud convergence. And cost savings are just the beginning: our data also shows that a FRAML approach delivers improved data sharing, faster investigations, and better risk visibility across your institution.

The Hawk platform provides banks with AML, Fraud and Screening in one holistic solution – contact us for more information.

👉 More on the ROI of FRAML at this link.